![]() ![]() “There is always a service charge so you don't want to call them for something minor because the service charge is material. ![]() What reviewers say “The contract is well worth it financially because American Home Shield does cover all the things that are going to go wrong,” according to a reviewer in Florida. Several happy customers on our site also highlight that the claims process is easy to complete online. What we like American Home Shield’s policies are available in most states and come with a standard 30-day recall period for repairs. You can choose ShieldSilver or ShieldGold, or you can combine coverage with ShieldPlatinum for $60 per month. He showed me some options to solve it, and after I choose the best options he repaired what is was wrong.”Īmerican Home Shield is our pick for overall value because it’s highly rated by existing customers and still starts at around $30 per month. This is a must have and not just for the big things like roof, AC, electrical but all my appliances.Ī reviewer in Illinois said their roofer technician was “a reliable person and he is a professional in his job. “Gives us peace of mind, everything is covered, inside and out. What reviewers say “Spend a little saved a lot,” said a reviewer in Louisiana. According to the sample contract, if the “roof must be partially or completely replaced to effect repair, this coverage does not apply.” It also does not cover metal roofs. What we like The company pays up to $500 per contract term to access, diagnose, repair and/or replace roof leaks. This optional coverage includes shake, shingle, and composition roof leak repairs over occupied living areas of single-family homes. “Also, I'm satisfied with the technicians they've sent out and the quality of work.”Ĭhoice Home Warranty is one of only two top picks for cheap plans that also offer limited roof leak protection. “When I make a call with an issue, they immediately process the claim and connect me with a provider,” a reviewer in Washington said. What reviewers say Recent positive reviews frequently highlight that claims are processed quickly. ![]() One potential disadvantage is that First American Home Warranty isn’t available in all states. Beyond that, you could still be eligible for a prorated refund (minus the amount for any claims paid). We also like that you can cancel within 30 days for a full refund. With the Premier plan, which averages $48.50 per month, you also get coverage for plumbing, electrical and heating systems. What we like Basic plans cover essential major appliances (refrigerator, washer, dryer, oven and cooktop) but not ice makers or ceiling fans. You can request service 24/7 through an online portal, and a service provider will contact you to schedule an appointment. To make our final selections, we gave preference to companies rated above 3.5 stars on our site.įirst American Home Warranty offers flexible payment options for coverage. The ConsumerAffairs Research Team also analyzed more than 6,500 recent verified reviews. To find the top affordable home warranties, we compared 15 popular providers on the following factors: Prices are based on a quote for a house of less than 5,000 square feet in Austin, Texas. All of our top picks offer combo plans that average less than $60 per month. Service fees differ based on the coverage plan you choose, but monthly premiums start around $40 or less. If you’re looking for a balance between having coverage and not breaking the bank, our picks for the cheapest home warranties are a great place to start.īelow, we compare five of the cheapest home warranty companies rated above 3.5 stars on our site. » WEIGH THE PROS AND CONS: Is a home warranty worth it? Our 5 picks for cheap home warranties All information is accurate as of the time of publication. ![]()
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